This policy explains how Budgio Money handles personal data and device permissions. Last updated July 30, 2026.
Budgio Money stores the information you enter or import, including accounts, budgets, expense details, merchant and category information, preferences, and receipt images. This information is used to provide budgeting, insights, search, import activity, and export features.
Camera, photo library, and file access permissions are requested only to scan or import receipts.
You can continue using manual expense entry without granting all scan-related permissions.
Budgio Money is designed with local-first principles. Your data is available from storage on your device, and the app falls back to local-only storage when iCloud is unavailable. Receipt scanning and AI-assisted extraction are performed on-device. Budgio Money does not upload expense details or receipt content to Anantek servers for processing.
When you are signed in to iCloud and iCloud is available, Budgio Money uses Apple's private CloudKit database to sync app records such as accounts, budgets, expenses, and preferences across your Apple devices. This data is associated with your Apple ID, handled by Apple, and is not stored on Anantek servers.
Receipt-image sync is optional and can be enabled or disabled in Budgio Money. If enabled, receipt images are stored in iCloud so they can appear on your other devices and be restored after reinstalling the app. This uses your iCloud storage. Apple's terms and privacy policies apply to iCloud and CloudKit.
Apple processes in-app payments. Budgio Money uses RevenueCat to display purchase offers, validate purchases, restore access, and determine whether Plus is unlocked.
For those purposes, RevenueCat receives an anonymous app user identifier, device and operating-system information, app-use timestamps, product and transaction information, and Apple purchase receipts. Budgio Money does not send your expense entries or receipt images to RevenueCat. RevenueCat handles this information under its privacy policy .
When you export data (CSV, Export Bundle), files are generated at your request and shared through your device workflow.
Budgio Money does not require a Budgio account. You can delete entries within the app, and those deletions propagate to your other devices when iCloud sync is active. Removing the app deletes its locally stored data from that device, but it may not delete data already stored in iCloud or in backups managed by you or Apple. You can manage Budgio Money's iCloud data through your Apple device's iCloud storage settings. For questions about purchase records or other deletion guidance, contact support.
Questions about this policy can be submitted through the Budgio Money contact form .